> ## Documentation Index
> Fetch the complete documentation index at: https://docs.kyrenpay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Funds

> Review balances, transactions, settlements, and settlement accounts

Use Funds to review balances, transaction records, settlements, and settlement accounts for your Kyren Pay account.

## What you can manage

| Area                | Use it for                                                      |
| ------------------- | --------------------------------------------------------------- |
| Balance             | Check available and pending funds.                              |
| Transactions        | Review payment, refund, fee, and adjustment records.            |
| Settlements         | Track settlement status and settlement-related records.         |
| Settlement accounts | Add, review, or update the account used to receive settlements. |

## Currencies

Kyren Pay supports acquiring in `CNY`, `HKD`, and `USD`. Merchant settlement currency is `USD`.

If an order is paid in `CNY` or `HKD`, review the order detail and transaction records for the conversion information used for USD settlement.

## Acquiring Fees

Percentage fee rates apply to the order amount. Per-transaction fixed fees and chargeback fixed fees are configured in `USD`; they do not follow the order currency.

## Before managing settlement accounts

1. Make sure required KYC or KYB verification is complete.
2. Confirm account holder information matches your merchant profile or business documents.
3. Review recent orders and transactions for reconciliation.
4. Keep settlement account information accurate before settlement processing.

## Related pages

* [Orders](/dashboard/orders)
* [KYC](/dashboard/kyc)
* [KYB](/dashboard/kyb)